We get it.We’re self-employed too.

We’ve spent a lot of time working with self-employed people, and being self-employed ourselves, we get it.

You can’t over-report income. The money you pay in taxes could be used to grow the company and pay your employees, not some politician’s piggy bank.

We wanted to come up with something that would work for the doers and builders.

What we hear from owners all the time

• Write-offs shrink your qualifying income. Lenders use taxable income, not what the business actually earns.
• Two years of tax returns and a stack of paperwork that salaried borrowers never see.
• Income that swings by month or season gets treated like a red flag.
• Business and personal money mixed together makes your cash flow hard to trace.
• A newer business, or a recent switch to self-employment, gets a flat no.
• A “no” with no explanation and no path forward.

We built Parable Funding to fix each one.

How it works

1. Book a Capital Structure Call (20 min, free, no credit pull)
2. We review your situation and tell you honestly if we can help
3. We structure the right product and move the file forward

Paul Crosby is the principal loan officer. Parable Funding is a DBA of NEXA Mortgage LLC.