Your tax return doesn’t tell the whole story.We fund the real version.

Bank statement and non-QM options for self-employed owners and entrepreneurs.

Book Capital Structure Call – 20 min, free, no credit pull

The problem

You run a profitable business, but the tax return looks small. Traditional lenders only see the return, so they decline files that should close.

The promised land

We look at bank statements and real performance. You get a path that matches how you actually earn money.

FAQ

Will you need two years of tax returns?

Not always. Many files are bank-statement based.

What documents do you usually need?

Bank statements, a simple application, and basic property or business info. We’ll tell you exactly what’s required on the call.

How long does it take?

We’ll give you a clear timeline after we see the file.

Paul Crosby NMLS #2030277 | NEXA Mortgage LLC NMLS #1660690 | Licensed in Alabama, Arizona, Florida, Ohio, Texas | Equal Housing Opportunity