DSCR loans for real estate investors who want speed and clarity. We underwrite the property, not your W-2.
Book Capital Structure Call – 20 min, free, no credit pullYour tax return shows write-offs and depreciation. It doesn’t show what your properties actually earn, so traditional lenders say no to deals that work. You’re penalized for building wealth the right way.
The property’s cash flow does the qualifying. Your rent roll is the story. You get a clear answer and a file that moves — without turning your tax return into a science project.
No. DSCR looks at the property’s income.
We focus on the deal. Credit matters, but it’s not the only factor.
On average, DSCR files close in 2–4 weeks. We’ll give you a realistic timeline on the call.
We’ll tell you straight. No wasted time.